Category: Guides & comparisons
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Permanent or fixed-term contract in Morocco: choosing the right one
A fixed-term contract is not a permanent one on trial. It answers specific situations, and using it outside them does not hold.
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Granting payment terms without weakening your cash flow
Payment terms are credit you grant, from your own funds, interest-free, and usually without having decided to.
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Budget versus actual: analysing the variances every month
A budget never compared with reality is not a management tool, it is a memory of January.
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Shareholder current account in Morocco: funding your company properly
Putting money into your company is easy. Getting it back, justifying it, and stopping it becoming a problem is less so.
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Equipment leasing in Morocco: how it works, what it costs, what to watch
Leasing rather than buying preserves cash and costs more. The calculation is done over the full term, not on the monthly payment.
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Factoring in Morocco: financing your customer invoices
Being paid now rather than in ninety days has a price. It compares against the cost of credit, not against the invoice amount.
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Recurring invoicing in Morocco: organising subscriptions and schedules
Recurring revenue is not lost all at once. It erodes: one invoice missed, one contract expired, one price never revised.
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Billing address in Morocco: head office, delivery and multi-site customers
Three addresses can coexist for one customer. Only one identifies who owes you, and it is not where the goods go.
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Proof of payment in Morocco: receipt, transfer, cheque or cash
Not all proofs of payment are equal, and the most common one — a cheque handed over — is not yet a payment at all.
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Selling personal equipment to your own company in Morocco: documents and price
You are on both sides of the table. That is legal and common, and precisely why the price has to stand up without you.
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Early payment discounts in Morocco: calculation and whether they pay
2% to be paid twenty days sooner looks modest. Annualised, it is a rate your bank would never charge you.
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Deposit or earnest money in Morocco: what changes on cancellation
The word written on the order form decides what happens if the customer cancels. And almost nobody actually chooses it.
