Point of sale, stock and retail management in Morocco
Guides, comparisons and practical advice for retailers: POS software, offline inventory management, barcodes and invoicing.
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The monthly payroll routine in Morocco: a repeatable method
Payroll does not go wrong on the calculation, it goes wrong on the variables. What is collected late gets corrected next month.
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Paid leave in Morocco: accrual, balance and payroll impact
A day and a half accrues every month, whether or not the employee takes it. An untaken balance is a debt, not a saving.
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CNSS declarations in Morocco: the calendar, Damancom and late filing
The 10th of the following month, for both the declaration and the payment. A single day late starts a surcharge that then runs monthly.
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The real cost of an employee in Morocco: well beyond the salary
The net salary you quote is not what the hire costs you. The gap is well over a third.
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The payslip in Morocco: reading and filling in every line
A payslip reads in three blocks. Knowing which one adds and which subtracts saves half the Friday questions.
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Gross to net salary in Morocco: the calculation step by step
Five operations separate gross from net, and they do not apply in any order. Change one and everything after it is wrong.
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Term deposits in Morocco: what to do with surplus cash
A surplus sitting in the current account earns nothing. Locking it up earns little, but that is not the real question.
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Short-term treasury advances in Morocco: discounting, overdraft or supplier terms
Three ways to bridge a cash gap, three very different costs. The choice is made by calculation, not by habit.
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Authorised overdrafts in Morocco: how the charges are calculated
The advertised rate does not tell you what an overdraft costs. Commissions and value dates do the rest.
