Point of sale, stock and retail management in Morocco
Guides, comparisons and practical advice for retailers: POS software, offline inventory management, barcodes and invoicing.
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Separate bank accounts: ring-fencing VAT and charges in Morocco
The VAT you collect is not yours. As long as it sits in the current account, you will spend it without meaning to.
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Virtual cards in Morocco: securing the company’s online purchases
A disposable number, a set limit, a fixed life. Virtual cards solve the problem of subscriptions you can no longer stop.
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The company card in Morocco: uses and internal controls
A company card solves a cash-flow problem and creates a paperwork one. The second costs more than the first.
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Disputed card payments in Morocco: evidence and procedure
A customer disputes, the bank takes the money back, and you find out from your statement. The defence is prepared beforehand, not after.
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Depositing cash at the bank in Morocco: procedure and proof
Paying in cash is the simplest banking operation there is, and the one where you most easily lose the trail of your own money.
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Card payments in Morocco: from authorisation to money in the bank
The customer paid 1,000 dirhams yesterday. Your account shows 987 the day after tomorrow. Nothing vanished — these are three different operations.
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The business loan file: convincing your bank with your figures
Your bank is not trying to work out whether your project is good. It is working out how it will be repaid.
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Opening a business bank account in Morocco: the documents to prepare
The file is rarely refused on the merits. It drags because one document is missing, then another, across three trips.
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The employee file in Morocco: documents to collect and to keep
What is missing from a personnel file is never noticed during the employment. It is noticed when it ends.
